Protecting your home, sweet home
Your home is not only where your heart is, it is most often your most valuable asset. And, while the idea of losing it (and all its treasured contents) is unthinkable, having insufficient insurance cover to replace it is an even more unbearable prospect.
Sadly, the recent fires in the Western Cape – which saw so many people lose their homes as well as all their possessions, their personal documentation and, in some instances, their livelihoods – are a very grim reminder of the huge price we can pay for making (or failing to make) important financial decisions without being fully aware of the consequences. So let’s take a look at some of the things you need to bear in mind to be sure the insurance cover on your home properly meets your needs…
Maintaining Your Roof
Patrick and Linda are moving from Johannesburg to Durban and are looking to buy a house – and to ensure a good purchase, they’re doing their homework.
They’d had some roof maintenance issues before that led to huge costs at their Johannesburg home, so now they’re being prudent and strictly analysing each prospective home.
Patrick has drawn up a list of questions he plans to ask, to ensure they don’t miss anything and are well informed when they make their final decision ..
Thatched Roofs – The Impact on Your Cover
So you’re buying a beautiful weekend home in the Magaliesberg with a thatched roof – or you’re planning to build a lapa over your outside entertainment area at home. Have you considered what that entails, from both maintenance and insurance perspectives?
Being Smart About Your Smart Home
Smart homes, in which everything from lights to locks are automated, are no longer the stuff of science fiction. They are a reality.
Smart homes offer three fundamental promises:
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